Property Damage

Our Property Damage Insurance covers accidental damage to property.

Your Insurers will pay for, repair or reinstate any property which sustains damage at the premises directly caused by the covers listed:

  • Fire, lightning and explosion
  • Collision by Aircraft
  • Riot, civil commotion, strikers, locked out workers or persons taking part in labour disturbances or malicious persons
  • Earthquake or subterranean fire
  • Storm
  • Flood
  • Escape of water
  • Accidental escape of water from any tank, apparatus or pipe
  • Impact
  • Accidental damage
  • Glass breakage
  • Breakage of fixed sanitaryware
  • Theft
  • Subsidence, ground heave or landslip
Property Damage
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0131 370 4340
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