Your Insurers will pay for, repair or reinstate any property which sustains damage at the premises directly caused by the covers listed:
- Fire, lightning and explosion
- Collision by Aircraft
- Riot, civil commotion, strikers, locked out workers or persons taking part in labour disturbances or malicious persons
- Earthquake or subterranean fire
- Storm
- Flood
- Escape of water
- Accidental escape of water from any tank, apparatus or pipe
- Impact
- Accidental damage
- Glass breakage
- Breakage of fixed sanitaryware
- Theft
- Subsidence, ground heave or landslip
