Small Business Insurance
Premier Commercial's Small Business Insurance Products are ideally suited to businesses such as shops, offices, restaurants, pubs & guest houses. Our Package Insurances are easy to administer, easy to organise, one-stop solutions which meet and exceed most businesses insurance requirements at a competitive price.
Product Information
- Online Submission Form
- Managed and administered 'in-house' by our team of insurance specialists
- Documentation issued at point of sale - no lengthy wait for policy documents
- Instant Insurance Quotes available online
Standard Covers Include
- Employers' Liability included to an indemnity of £10 million
- Contents and stock cover for accidental damage including theft or attempted theft
- Public and Products Liability to a limit of indemnity of £2 million
- Money in transit, in premises during business hours, and in any bank night safe covered up to £2,500
- Standard Business Interruption Limit of £250,000
- Automatic 25% seasonal increase of the Stock Sum Insured
- Contents cover whilst temporarily removed for cleaning, renovation, repair or similar purposes for up to 15% of the Total Sum Insured under this item
- Buildings and Contents are insured for accidental damage, which includes theft or attempted theft.
Key Document Downloads
- Business Insurance Key Facts
(.pdf 126KB) - Business Insurance Policy Wording (.pdf 282KB)